Insurance In Monroe, MI | Ryan Blanchett Agency

Family in Red


Providing for and protecting your loved ones is more important than anything.   A life insurance policy protects your family by providing payment in the event of your untimely death.  This can be used for funeral expenses, lost income and more.  Whether you’re just starting out or close to retirement, we’ll find you a  policy at great rates that fits your needs.  Enjoy the peace of mind and security that come with life coverage from Farm Bureau Insurance.

FRequently Asked Questions ABout LIfe Insurance

What kind of policy is best for my situation?

There are two basic types of life coverage– temporary and permanent.

  • Temporary insurance or term life insurance can cost less but only protects you for a limited number of years.
  • Permanent insurance lasts for  your entire lifetime and has the benefit of producing cash value, which can be used in emergencies. Some plans offer access to a portion of the death benefit if you become terminally ill.


How much insurance do I need?

Your needs may vary depending on the following

  • Your annual income
  • Your debt
  • The amount of your mortgage
  • The age(s) of your children and if you intend on them attending college


When should I think about buying life insurance?

 The younger you are the better.  Insurance can become unattainable due to health-related issues.  

How is life insurance paid out?

Payments are tax free and can be paid as a lump sum or over time.

Will premiums change over time?

That will depend on the type of policy you select.  Term insurance has specific premiums for as specific length of time.  Whole life policies will have the same premiums through age 100, while other policies may have flexible payment options.



You can save money on your insurance bills without cutting your coverage with our Multi-Policy Credit. Belong to a Professional or Civic Association?  You may be eligible for discounts.  CLICK HERE to see some of the discounts available for homeowners and car insurance.

 Contact Blanchett Insurance to find out about all the discounts we have to offer.

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